Health insurance is the most important insurance you needs, before you have another insurance program and other investments. Because your health is authorized to perform various activities of this life. The high pollution in big cities and the irregular pattern of life with exercise and rest requirements are not sufficient, as well as eating instant, all was further increased to health risk. Thus, a person's chances for the disease is very high. While the cost of health care or treatment is increasingly expensive, especially the cost of hospital and medical supplies.
In general, the product consists of Health: Health Insurance and Health Benefits. Both products have a very fundamental difference.
Health Insurance will provide reimbursement based on the invoice receipt and a maximum of Medical Expenses Compensation Table in health insurance policy. Health Insurance Claims can be done with Cross Benefit, which is done on the benefits of Difference Claims already paid insurance to other insurance companies using copy files that have been legalized by the previous insurance. There is a very comprehensive benefits: Inpatient, Outpatient, Maternity Care, Dental Care, and Glass Eye Care.
Health Benefit will provide reimbursement based on a planned contract amount per each day of treatment. Health Benefits of this can be done Double Benefit, which is double the claim to more than one insurance company to the benefit of each intact. This can also be defined as compensation to the replacement of lost income per day due to risk of hospitalization due to Illness or Accident. The program isis a RIDER (Insuranceextra)in Unit Link Life Insurance Program .